How it works

Six steps. No account. Your plan before your email address.

Every step is built around one idea: you should know more than the sales desk expects you to know.

Step 01

Choose your area

Eight sub-markets across Waterloo Region and Guelph, each with its own property tax rate and realistic price band.

Step 02

Set budget and down payment

Move the sliders and watch principal, interest, taxes and insurance change in real time. Nothing is hidden behind an email gate.

Step 03

Name your priority

Lowest payment and lowest cash to close are different goals that lead to different builders. Pick the one that actually matters to you.

Step 04

Price the hidden costs

Blinds, fence, sod, appliances, closing costs, condo fees. Every line is editable, with realistic Waterloo region defaults.

Step 05

Compare builder incentives

Four builders, converted into dollars per month, so a $20,000 credit and a 1% buydown can be compared honestly.

Step 06

Get your written plan

A recommended strategy, the incentive to ask for, things to avoid, questions for the sales desk, and communities that fit.

The output

What you get at the end.

A plan you can print and carry into the sales office.

  • Your estimated all-in monthly payment, including taxes and fees
  • Total cash needed to close and furnish, not just the down payment
  • The builder incentive worth the most to your situation
  • Five things to avoid at the builder's design centre
  • Six questions to ask before you sign anything
  • Three communities in your area that match your plan
  • A printable report you can bring to the sales office

Ready when you are.

Four minutes, and it costs nothing.

Start My New Build Plan