Six steps to your new build plan.
Every step is built around one idea: you should know more than the sales desk expects you to know.
Choose your area
Eight sub-markets across Waterloo Region and Guelph, each with its own property tax rate and realistic price band.
Set budget and down payment
Set your budget, then compare estimates for principal, interest, taxes and insurance side by side.
Name your priority
Lowest payment and lowest cash to close are different goals that lead to different builders. Pick the one that actually matters to you.
Price the hidden costs
Blinds, fence, sod, appliances, closing costs, condo fees. Every line is editable, with realistic Waterloo region defaults.
Compare builder incentives
Compare published builder offers and confirm current price, deposit and upgrade terms with each sales office.
Get your written plan
A recommended strategy, the incentive to ask for, things to avoid, questions for the sales desk, and communities that fit.
What you get at the end.
A plan you can print and carry into the sales office.
- Your estimated all-in monthly payment, including taxes and fees
- Total cash needed to close and furnish, not just the down payment
- The builder incentive worth the most to your situation
- Five things to avoid at the builder's design centre
- Six questions to ask before you sign anything
- Three communities in your area that match your plan
- A printable report you can bring to the sales office