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The base price is not the price.Know the real number first.

Your New Build Navigator is ready. Compare builder incentives, see your real costs and browse move-in-ready homes across Waterloo Region — before you visit a sales centre.

Takes about 4 minutes

Newly built detached home in Waterloo Region at dusk
Compare the written offer
Price, upgrades & terms

Availability and incentive terms vary by home and closing date.

True Monthly Payment™

See your real monthly number in ten seconds.

No sign-in, no email required. Move the sliders — the full plan adds hidden costs, incentives and communities that fit.

Purchase price$700,000
Down payment10% · $70,000

Kitchener example at a 4.89% base rate over 30 years, with the Kitchener tax rate (1.29%). Estimates only, not a quote.

Principal & interest$3,340
Property taxes (1.29%)$752
Insurance$110
Estimated all-in$4,202
Build my full plan
Why this exists

The person at the builder's sales desk works for the builder.

Built for Waterloo Region

Kitchener, Waterloo, Cambridge and nearby communities — with planning estimates to compare costs.

Compare incentive terms

Price reductions, upgrades and deposit terms solve different problems. Confirm each offer in writing.

Compare builders in minutes

Buydowns, closing credits, and upgrade allowances, side by side, in dollars per month.

Made for new construction only

Builder communities and nearby new or recently built MLS homes. Costs are estimates, not quotes.

The process

Four minutes to a written plan.

01

Pick your area

Eight sub-markets, each with its own tax rate and price band.

02

Set your budget

Adjust price and down payment and watch the payment move live.

03

Name your priority

Lowest payment, best incentives, move-in ready, or largest home.

04

Price the hidden costs

Blinds, fence, appliances, closing costs — every line editable.

05

Compare builder incentives

Published offers converted into dollars per month.

06

Get your plan

A written strategy, the right incentive, and communities that fit.

Coverage

Where we track new builds.

Kitchener

$550K – $950K

The widest range of new builds in the region, from towns to detached.

Waterloo

$650K – $1.2M

Tighter land supply, strong resale, premium pricing near the universities.

Cambridge

$540K – $900K

Best value per square foot in the region, with fast 401 access.

Guelph

$620K – $1.05M

Strong schools and a separate market cycle from Waterloo Region.

Breslau

$700K – $1.1M

Small-town feel between Kitchener and Guelph, mostly detached product.

New Hamburg

$620K – $950K

Township pricing with larger lots, 20 minutes west of Kitchener.

Ayr

$580K – $880K

Quiet, quickly growing, and the lowest entry point for detached homes.

St. Jacobs & Elmira

$680K – $1.0M

Limited releases, rural setting, buyers usually wait for a phase.

Empty new build interior with bare windows and unfinished backyard
Hidden costs

Blinds. Fence. Sod. Appliances. Closing costs.

Budget for closing costs, furnishings and extras not included in your agreement. Sod is often included by the builder. The calculator starts with editable planning estimates, not a quote.

Closing costs $9,500Appliances $6,000Blinds $3,000Fence $4,500Landscaping & sod $1,500Moving $2,500

≈ $27,000 beyond the down payment on a typical regional purchase — every line is editable in the plan.

Price out my hidden costs
Start here

Walk into the sales office already knowing the answer.

Free, no obligation. Your plan is open — no sign-in needed. Live listing details are members-only to meet board rules.

See my numbers
Free, no sign-in All figures in CAD